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Legal Alert: New ACA-Related Laws Provide More Flexibility to Employers

On Monday, December 23, 2024, President Biden signed into law two bills, H.R. 3797 (the “Paperwork Reduction Act”)  and H.R. 3801 (the “Employer Reporting Improvement Act”),which will positively impact applicable large employers (“ALEs”) and other entities required to furnish forms 1095-B or 1095-C to individuals.  Background Under the Affordable Care Act, ALEs (i.e., employers who […]

Key Drivers of 2025 Healthcare Cost Increases

stethoscope on cash

Healthcare costs have been on the rise for decades, but the pace at which they are increasing is causing concern among individuals, employers, and policymakers alike. As we approach 2025, numerous factors are expected to contribute to an escalation in healthcare expenses, creating financial pressures across the system. With an aging population, advancements in medical […]

Employee Benefits Strategies for Small Businesses 

Running a small business comes with many responsibilities, including attracting and retaining top talent. As a small business owner, you may face unique challenges in offering competitive employee benefits compared to larger companies with more extensive resources. However, providing a well-rounded benefits package can be a powerful tool to create loyalty and boost employee job […]

Post-Open Enrollment: How to Ensure Your Employees Use Their Benefits

Open enrollment season may be (or almost) over, but it’s just the beginning of an essential phase in employee benefits management: ensuring that employees use and benefit from the coverage they’ve chosen. This is especially important now considering that projections show that the cost of employee benefits will continue to rise year over year. Effective […]

2024 Employee Benefits Trends to Monitor for 2025

As we approach 2025, it’s essential for employers to stay informed about the latest shifts in employee benefits. Employee expectations are shifting, economic pressures are mounting, and employers are striving to balance cost-effectiveness and comprehensive benefits. New trends in healthcare, technology, and wellness are reshaping how businesses approach their benefits offerings. Understanding and adapting to […]

AI and Employee Assistance Programs (EAPs) 

An employee engaging with an AI chatbot for online mental health support on a computer

Remember the days when seeking help for stress, anxiety, or burnout meant whispered phone calls from a secluded office and the stigma of hushed conversations? Thankfully, those days are fading. A quiet revolution is underway in how we approach mental health in the workplace, and artificial intelligence (AI) is leading the change. AI is transforming […]

Legal Alert: Don’t Forget About Your Gag Clause Attestations

When the Consolidated Appropriations Act, 2021 (the “CAA”) was enacted on December 27, 2020, it included a provision that prohibits group health plans and health insurance carriers from entering into certain agreements that, either directly or indirectly, restrict the release of certain information related to provider networks and de-identified encounter data, among other things. Such […]

Are You Prepared to Comply with the New Mental Health Parity Final Rule in 2025?

On September 9, 2024, the DOL, IRS, and HHS released a final rule for the Requirements Related to the Mental Health Parity and Addiction Equity Act (The “MHPAEA Final Rule”).  The MHPAEA Final Rule is similar to the Proposed Rule released on July 25, 2023, with some marked differences.  While the MHPAEA Final Rule is […]

Employer Dilemma: Healthcare Affordability

As a business owner, one of the biggest challenges is managing the rising costs of healthcare benefits while ensuring your employees receive the coverage they need. Healthcare affordability is a growing concern for employers, especially small businesses that may not have the resources of larger corporations. Striking the right balance between cost and quality can […]

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