Captive Insurance
Program
Think differently about your insurance.
OWN IT
A group captive offers an opportunity to own your insurance and turn one of your largest business expenses into a long-term investment strategy.
When comparing captive insurance to traditional insurance, you can easily see the long-term benefits and opportunity that come with captive ownership. Protecting your employees, assets, and liabilities is also about protecting your bottom line. You take safety seriously. Why continue to roll the dice in the traditional market with companies who lack a safety focus and have a negative impact on your rates.
THE TRADITIONAL WAY
100% fixed premium.
Cross your fingers for a good renewal.
Adjusters work directly for the carriers.
Rent your insurance.
No opportunity for premium returns.
Navigate independently.
Insurance companies call the shots.
THE CAPTIVE WAY
60% premium return opportunity.
Earn your favorable renewal.
Adjusters work for the members.
Own your insurance.
Rewarded through premium returns.
Partner with like-minded companies.
Members are in control.
ISC represents 23 captives that are primarily made up of businesses in these industries.
Construction
C-Stores
Manufacturing
Engineering
Finance
Healthcare
Hospitality
Distribution
Professionals
Retail
Transportation
Why Group Captive?
Among the many advantages of a group captive, we focus on three main benefits:
Stability
Members are insulated from market swings, keeping premiums consistent and stable. By partnering with only best-in-class companies, our members are part of a cleaner pool. This allows for more credibility and a greater spread of risk.
Control
Control premium costs and improve risk management. By partnering with other captive members, you are joining a community for sharing best practices. Captive members are involved in the claim process, allowing greater transparency and communication.
Profitability
With the opportunity to retain 60% of your annual premium*, your insurance strategy acts as a money maker. The long-term benefits of joining a captive provide members with money in their pockets and an improvement in workplace culture with a focus on safety.
*General Liability, Work Comp, Auto
Qualified
COMPANIES
A member-owned group captive is made up of various like-minded businesses that come together to form their own insurance company. But it isn’t right for all businesses. Captives are best suited for companies that share these traits.
My company pays $250,000 or more in Worker’s Compensation, General Liability, and Auto premiums (combined).
My company has an entrepreneurial spirit.
My compnay desires more control and stability.
My company understands “risk for reward”.
My company is committed to safety.
“The companies in the captive are like minded regarding safety and we are able to learn best practices from other members.”
Bill Scott
Scott Bridge
10+ Year Captive Owner
“We are a better company because of the group captive. We’ve learned new ideas on how to control our risk.”
Charley Campbell
Kum & Go, L.C.
20+ Year Captive Owner
“If you’re considering joining a captive it will probably be one of the best decisions you can make.”
Fran McCann,
Polk Mechanical Company, LLC
10+ Year Captive Owner
Why TIS + ICS?
TIS partners with Innovative Captive Strategies (ICS), a top 10 captive insurance manager, to offer a captive insurance program. Founded in 1999, ICS has built a reputation for … DON’T LIKE THIS INTRO, NEED BETTER
A Learning Organization
Unbundled Claims Process
Broker Shared Risk
Swim in a "Cleaner Pool"
Get Started
- Provide us with some simple contact information.
- A TIS Team Member will reach out to share more about this alternative to traditional insurance.
- Become a member.
Meet our
Captive Specialists
Spencer Nelson
snelson@TISIns.com
sfoakes@TISIns.com
