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Amusement Industry Insurance

Coverage

PROTECT YOUR FUN

As specialists in the Amusement Industry, we know that finding insurance coverage for amusement and recreation attractions can be a roller coaster. While the world of amusement is filled with excitement and adventure, it also comes with significant risk. Add in the complexity of managing adrenaline-packed attractions and ensuring the safety of your guests and staff on rides, and you will find that (as we are sure you know) the amusement industry faces challenges that most businesses never encounter. 

At TIS Insurance Services, Inc., we’re here to make sure those risks are covered, so you can focus on providing unforgettable experiences for your guests. Our amusement insurance specialists focus on providing risk management and insurance solutions for amusement parks, attractions, water parks, and familiy entertainment centers. We work with our network of A+ and A rated insurance carriers to design specialized insurance programs that address the unique risks that come with providing high-speed rides, complex mechanical equipment, and guest safety.

PROTECTION FOR

Amusement Parks

Fairs, Festivals, and Carnivals

Adventure Parks

Virtual Reality and Simulator Rides

Water Parks

Inflatables

Go Kart Tracks

More!

PREMIUM BASIS

Attraction Location

Type of Attraction

Number of Attractions

Revenue

Number of Employees

Claims History

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These are just some of the many factors used to determine the best policy for your unique amusement industry insurance needs. 

Amusement Industry Insurance Coverages

TIS offers comprehensive, industry-specific coverage designed to address the specific needs of amusement operators.
Here’s how we can help safeguard your business:

Ride and Equipment Property Insurance

Your rides are the backbone of your business. We provide coverage that protects against physical damage or destruction of high-value equipment like roller coasters, water slides, and ziplines. Our policies ensure that your rides are repaired or replaced quickly, minimizing costly downtime.

General Liability for Attractions

Whether it’s a slip-and-fall at a concession stand or an injury on a ride, liability claims are a constant threat in the amusement world. We offer policies that provide extensive coverage for injuries, accidents, or property damage on your premises. Our deep knowledge of industry standards allows us to tailor coverage that matches the unique risks associated with your specific attractions.

Mechanical Breakdown & Equipment Failure

We understand that even the smallest mechanical failure can put a ride out of service and hurt your revenue. TIS offers coverage that helps you recover from these unexpected breakdowns, so you’re back up and running with minimal disruption.

Amusement Ride Safety Compliance

Regulatory compliance is crucial in the amusement industry. Our policies extend to cover the costs of updating rides or attractions that need to meet new safety standards or codes. We provide peace of mind knowing that you’re compliant with all state and federal regulations.

High-Risk Employee Workers’ Compensation

Your staff operates in high-risk environments, managing complex, high-speed machines and dealing with large crowds. We offer specialized workers’ compensation coverage that accounts for the hazards of operating rides, handling heavy equipment, and maintaining attractions.

Guest Injury & Medical Payments

In the unfortunate event of guest injury, our policies offer medical payments coverage, ensuring that any immediate care or liability issues are addressed swiftly to protect your business’s reputation and avoid lengthy litigation.
Add-On

COVERAGES

Depending on the nature and location of your business, it is important to consider additional coverage options to help protect your property.

Directors and Officers

Insure against claims from acts committed by a present or former company Director or Officer.

Employment Practices Liability

Coverage for today’s employment-related actions and related litigation.

Flood

Businesses located in flood-prone areas may opt to purchase separate flood insurance to protect against this specific risk.

Earthquake

Businesses operating in earthquake-prone regions should consider this additional coverage associated with seismic events. 

Cyber

Guard yourself against network-related risk and expenses related to data breaches.

Tenant Improvements

Covers the costs of repairing or replacing improvements like finishes, and enhancements made by the tenant. 

Spoilage

Get reimbursed for the cost of spoiled or contaminated perishable goods due to covered events such as power outages or equipment failures. 

Safety Matters

An insurance program is only as good as its risk mitigation and safety program. Our Loss Prevention Services department will work with you to design, implement, and monitor a customized program that controls and prevents losses to your operations.

Onsite Ride Assessments

Our experts will visit your park or attraction to assess potential risks specific to your attractions. We evaluate the safety of each ride and make recommendations to improve safety and reduce claims.

Compliance & Safety training

We provide specialized training resources for your employees on topics like ride safety, crowd control, and emergency response, ensuring that your team is well-equipped to handle both daily operations and unexpected incidents. All training meets or exceeds OSHA and ASTM standards.

loss control services

Water parks, ziplines, and extreme attractions come with their own set of unique risks. TIS offers customized loss control services specifically for high-risk activities, ensuring that your attractions are safe and your claims are minimized.

Why TIS?

Deep Industry Expertise

We specialize in the amusement sector — this isn’t a side business for us. We know your world inside and out, from high-G rides to low-impact attractions. Our team stays up-to-date with the latest trends and challenges facing the industry, including emerging risks like virtual reality and interactive attractions.

Focused on Amusement-Related Challenges

From ride-related claims to injury lawsuits, the issues you face are unique. TIS Insurance Services has a dedicated team that only focuses on the amusement industry, ensuring you get expert advice, personalized risk management, and tailored coverage that meets your exact needs.

Proactive, Not Reactive

Our proactive approach goes beyond just offering insurance. We provide ongoing safety training, compliance support, and risk assessment to prevent accidents and claims before they happen. When claims do arise, we move swiftly to resolve them, keeping your business operational.

Industry Partnerships & Resources

We’ve built strong relationships with leading insurance carriers and underwriters who specialize in the amusement industry. These partnerships allow us to offer competitive rates and comprehensive coverage that meets the specific needs of amusement businesses. Additionally, we stay connected with key industry organizations, allowing us to keep up with regulatory changes and evolving safety standards.

Get a Quote

Meet our

Amusement specialist

Carter Thomas, CMIP

Client Executive

(865) 824-6916
cthomas@TISIns.com
(865) 824-6916
cthomas@TISIns.com

Get a Quote

Provide us with a little information about yourself and your insurance needs.